surgery insurance

Optional extras

Please refer to the policy document for terms and conditions.

You can also select a range of optional extras to add on to your surgery insurance policy, for an additional premium:

For relevant exclusions and limitations please click here

• Buildings - Covers the cost of rebuilding your business premises with the option to include subsidence damage.
• Theft by employees - Provides cover against a direct loss as a result of fraud and theft of any money/contents by an employee up to £5,000 in any one policy period.
• All risks specified items - Cover any specified items away from the business premises across the UK and 30 days worldwide.
• Computer breakdown - Provides cover for loss or damage caused by computer breakdown or failure up to a value specified by you.
  Cover also extends to include:
  • Loss or damage to computer records up to a limit of £5,000 in any one policy period.
  • Additional expenditure arising from the breakdown of computer equipment upto a limit of £10,000 in any one policy period.
  • Reinstatement of data upto £5,000 in any one policy period.
• Subsidence - Cover against damage to your premises due to subsidence, ground heave or landslip.
• Terrorism - Covers you against damage to your property from the effect of acts of terrorism upto the maximum sums insured of Section 1 - Contents and Section 4 - Buildings.