shop insurance

Optional extras

Please refer to the policy document for terms and conditions.

You can also select a range of optional extras to add on to your shop insurance policy, for an additional premium:

Buildings - It is possible to extend your contents cover to include your business premises and also include subsidence.

Subsidence - This provides cover for damage to your premises as a result of subsidence, ground heave or landslip.

Theft by employees - Covers against a direct loss as a result of fraud or dishonesty involving the theft of money or contents by any employee up to the value of £5,000 in any one policy period.

All risks specified items - Provides cover throughout the UK for identified specified items that will be used away from your business premises. Cover is also provided for up to 30 days worldwide.

Commercial Legal Protection - This covers legal expenses which may arise in any number of different circumstances.

Terrorism - Covers you against damage to your property from the effect of acts of terrorism up to the maximum sums insured of Section 1 - Contents and Section 5 - Buildings.

Computer breakdown - Provides cover for loss or damage caused by computer breakdown or failure up to the value specified by you. Cover also extends to include:

• Loss or damage to computer records up to a limit of £5,000 in any one policy period.
• Additional expenditure arising from the breakdown of computer equipment up to £10,000 in any one policy period.
• Reinstatement of data up to £5,000 in any one policy period.