restaurant insurance

Optional extras

Please refer to the policy document for terms and conditions.

You can also select a range of optional extras to add on to your licensed premises insurance policy, for an additional premium:

• Buildings - you can cover the cost of rebuilding. All risks cover as standard with an option to include subsidence cover
• Theft by employees - cover against fraud or dishonesty of employees involving the theft of money and contents. Limit £5,000. Policy excess £250.
• All risks specified items - provides UK cover for specified items that will be used away from the premises, with up to 30 days worldwide cover.
• Computer breakdown - cover against breakdown or failure of computer equipment up to a level specified by you provided an approved maintenance contract is in place.
• Subsidence - cover against damage to your premises due to subsidence, ground heave or landslip.
• Terrorism - an optional cover designed to cover your business against the effects of Acts of Terrorism (subject to underwriting acceptance).