restaurant insurance

Optional extras

For terms and conditions please see relevant policy document.

For an additional premium Premierline Direct can offer a range of optional extras to your Licensed Premises insurance policy. These include: -

• Buildings - Covers the cost of rebuilding your premises and has the option of including subsidence cover.

• Subsidence - This provides cover for damage to your premises as a result of subsidence, ground heave or landslip.

• Theft by employees - Covers against a direct loss as a result of fraud or dishonesty involving the theft of money or contents by an employee up to the maximum value of £5,000 in any one policy period.

• All risks specified items - Provides cover for any specified items used away from the business premises, throughout the whole of the UK and up to a maximum of 30 days worldwide.

• Computer breakdown - Provides cover for loss or damage caused by computer breakdown or failure up to a value specified by you. Cover also extends to include:

  • Loss or damage to computer records up to a limit of £5,000 in any one policy period.
  • Additional expenditure arising from the breakdown of computer equipment upto £10,000 in any one policy period.
  • Reinstatement of data up to £5,000 in any one policy period.

• Terrorism - Covers you against damage to your property from the effect of acts of terrorism upto the maximum sums insured of Section 1 - Contents and Section 5 - Buildings.