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restaurant insurance
Extensions of cover
For terms and conditions please click on policy document.
| Contents Extensions | Standard Cover Limit |
|---|---|
| Breakage or scratching of fixed glass and sanitary fixtures and fittings | Up to the amount of your contents sum insured |
| Damage to window frames following breakage of glass | £500 in any one policy period |
| Damage to glass lettering or other ornamental work and alarm foil | £500 in any one loss |
| Damage to signs | £1,000 in any one policy period |
| Loss or damage to your business goods while being carried in any vehicle(s) owned, hired or leased by you anywhere in or between the UK, Channel Islands, Isle of Man and Republic of Ireland | £2,000 any one event |
| Replacement of locks following theft of keys from the licensed premises or authorised private residence | £500 in any one policy period |
| Loss of money: | |
| In transit or bank safe (Cash carrying warranty will apply) | £3,000 any one loss |
| From the licensed premises during business hours | £3,000 any one loss |
| From residence of principal or authorised employee | £500 any one loss |
| Outside business hours: | |
| From locked safe | £1,500 |
| Not contained in a locked safe | £500 |
| Non-negotiable money (e.g. crossed cheques, credit card counterfoils) | £250,000 any one loss |
| Personal accident - Assault resulting in bodily injury to you or an employee caused solely or directly as a result of robbery or any attempted robbery in course of the business | Weekly benefit for disablement - £100 per week upto 104 weeks. £10,000 for death, loss of limb(s) or sight |
| Loss of freezer contents following accidental change in temperature | £2,000 |
| Seasonal increase - Automatic increase in stock sum insured during busy periods | Up to 25% |
| Outside catering - cover against: | |
| injury to the public and damage to their property | £2,000,000 limit any one loss |
| loss or damage to your equipment by an insured peril | £2,000 any one loss |
| Loss or damage by an insured peril to your property in the open within the boundaries of your premises e.g. picnic tables and garden furniture | £500 in any one policy period |
| Loss of metered water directly resulting from loss or damage by an insured peril | £2,500 any one claim |
| Damage to landscaped gardens caused by emergency services attending your premises as a result of an insured peril | £1,000 in any one policy period |
| Public Liability Extension | Standard Cover Limit |
|---|---|
| Cloakrooms - Cover against your liability for loss or damage to property belonging to patrons caused by theft or accidental means whilst deposited in the cloakroom of the hotel | £1,000 any one cloakroom £100 any one article |
| Business Interruption Extension | Standard Cover Limit |
|---|---|
| Notifiable Diseases - covering loss of gross profit and reasonable expenditure directly resulting from interruption or interference with the business following an occurrence of certain Notifiable diseases as detailed within the policy document See Section 2(A), Extension 1 for terms and conditions | Up to the value of your gross profit sum insured for an indemnity period of 3 months |
Related products: licensed premises | pub
*Underwriting terms and conditions and minimum premiums apply. To take advantage of this offer online, an activation call will be required. Offer excludes Commercial Vehicles. This discount cannot be used in conjunction with any other offer. This offer ends on 30th April 2010
Premierline Direct is a trading name of Allianz Business Services Limited. Registered in England and Wales No: 4521167. Registered Office: 57 Ladymead, Guildford, Surrey. GU1 1DB. Allianz Business Services is regulated by the Financial Services Authority and is covered by the Financial Ombudsman Service.
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