• Buildings - Covers the cost of rebuilding your premises and has the option of including subsidence cover.
• Theft by employees - Provides cover against a direct loss as a result of fraud or dishonesty of employees relating to theft of money or contents up to the limit of £5,000 in any one policy period.
• All risks specified items - Provides cover throughout the UK and up to a maximum of 30 days worldwide for any specified items used away from the premises.
• Computer breakdown - Provides cover for loss or damage caused by computer breakdown or failure up to a value specified by you. Cover also extends to include:
  • Loss or damage to computer records up to a limit of £5,000 in any one policy period.
  • Additional expenditure arising from the breakdown of computer equipment upto a limit of £10,000 in any one policy period.
  • Reinstatement of data upto £5,000 in any one policy period.
• Subsidence - cover against damage to your premises due to subsidence, ground heave or landslip.
• Terrorism - Covers you against damage to your property from the effect of acts of terrorism upto the maximum sums insured of Section 1 - Contents and Section 4 - Buildings.

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