manufacturing insurance

Standard cover

Please refer to the policy document for terms and conditions.

For relevant exclusions and limitations please click here.

Our manufacturing insurance policy covers the following as standard:

• Business Contents - Risks cover for your trade contents, machinery, plant and stock - sums insured selected by you. Cover is provided against a whole range of perils including fire, explosion, lightning, earthquake, storm, flood, escape of water, riot & civil commotion, malicious damage, impact, leakage of oil from heating systems, theft by forcible and violent entry/exit and accidental damage.
• Business interruption cover - helps to keep you in business following a claim, by protecting your trading position. Cover is for the reduction in gross profit, and reasonable additional expenditure necessary to maintain business continuity.
• Cover for £250,000 is automatically provided with a 12-month indemnity period, unless higher limits are required.
• Loss of accounts receivable - cover for money that is owed by customers, which cannot be collected because records have been lost or damaged by an insured peril. Standard cover limit: £25,000.
• Public & products liability - cover against injury to the public and damage to their property - including liability arising from the sale or supply of goods. Cover limit: £2,000,000.