landlord insurance

Standard cover

Please refer to the policy document for terms and conditions.

For relevant exclusions and limitations please click here

Our landlord insurance policy covers the following as standard:

• Property damage – covers loss or damage caused by a number of situations including fire, lightning and explosion; storm or flood; escape of water from tanks, apparatus or pipes; impact by vehicles; theft or attempted theft following forcible and violent entry to or exit from your premises; accidental damage; subsidence. Cover includes professional fees, removal of debris costs, alternative residential accommodation where the building is unfit for occupation, damage to grounds resulting from damage to the buildings. For full details , please refer to the Policy Booklet.
• Loss of rent – covers loss of rental income following damage to the buildings or contents by any cause covered by the property damage section . Option 12, 24, 36, 48 or 60 months indemnity period.
• Legal liabilities – covers legal liability to third parties for accidental injury or damage up to £2million any one claim. Cover includes the legal liabilities of your partners, directors or employees or anyone you are carrying out work for under any contract in respect of that work.