landlord insurance

Standard cover

Please refer to the policy document for terms and conditions.

For relevant exclusions and limitations please click here

Our Commercial Landlords insurance policy covers the following as standard:

• Property damage – covers loss or damage caused by a number of situations including fire, lightning and explosion; storm or flood; escape of water from tanks, apparatus or pipes; impact by vehicles; theft or attempted theft following forcible and violent entry to or exit from your premises; accidental damage and subsidence. Cover includes professional fees, removal of debris costs and alternative residential accommodation where the residential parts of the building is unfit for occupation and damage to grounds resulting from damage to the buildings.
• Property Owners Liability – Provides £2m cover for sums you become legally liable to pay in respect of accidents injury to any person or accidental loss or damage to their material property happening in connection with the properties insured.
• Legal Expenses – covers costs and expenses of certain legal actions that may arise plus a 24 hour legal helpline.