landlord insurance

Optional extras

Please refer to the policy document for terms and conditions.

You can also select a range of optional extras to add on to your landlord insurance policy, for an additional premium:

  • Legal expenses - basic cover provides you with the legal advice and protection from the professional costs and expenses of legal actions which may arise. This includes:
    • Access to Lawphone which provides advice on all business related legal matters;
    • Prosecution defence - covers costs up to £50,000 for defending your legal rights after an event which arises out of your business activities and results in criminal proceedings. You are responsible for 10% of all unrecovered costs.
    • Property - covers the costs up to £50,000 of taking legal action relating to damage to your business premises. You are responsible for 10% of all unrecovered costs.
    • Jury service - provides up to £100 per day for a maximum of 20 days to cover any shortfall in your salary or wages as a result of attending jury service.
  • Employer's Liability - - covers your legal liability to insure your employees for death or injury happening in the course of their employment with you up to £10,000,000 any one claim..
  • Employment contract - covers the cost up to £50,000 of defending disputes relating to contracts for full or permanent part time employment. Cover includes any resulting award a court or tribunal orders you to pay up to £25,000. You are responsible for 10% of all unrecovered costs.
  • Commercial tenancy disputes - costs up to £50,000 in taking legal action over the agreement under which you let property to the tenant of non residential property. You are responsible for 10% of all unrecovered costs
  • Tax and VAT - covers the costs up to £25,000 of an appeal against the Inland Revenue or HM Customs following an in-depth investigation into your most recent PAYE, business tax or VAT accounts. You are responsible for 10% of all unrecovered costs.
  • Licence protection - costs up to £50,000 of defending the withdrawal, restriction or suspension of your business licence. You are responsible for 10% of all unrecovered costs.
  • Personal injury - covers costs up to £50,000 of taking legal action against another person who causes death or bodily injury to you
  • Subsidence - cover against damage to your premises due to subsidence, ground heave or landslip.
  • Terrorism - an optional cover designed to cover your business against the effects of Acts of Terrorism (subject to underwriting acceptance).
renewals

Leave your details and we'll contact you nearer the time.

premium over £1000?

We could save you hundreds on your business insurance

want us to call you?

Simply click here and leave your details

existing customers

jobs | media centre | insurance news | faqs | affiliates | terms & conditions | privacy| site map

Premierline Direct Limited. Registered in England and Wales No. 4521167. Registered Office: Caton Road, Lancaster LA1 3PE. Premierline Direct Limited is authorised and regulated by the Financial Services Authority, firm reference number 304779.

© Premierline Direct Limited . All rights reserved

Tamar - The Search Conversion Agency

The Search Conversion Agency