landlord insurance

At Premierline Direct, we understand that when it comes to insurance cover, each business has its own specific requirements. That’s why we’ve developed an insurance policy specifically for Landlords who rent out business premises for commercial use.

Our policy is flexible enough to cover you if you are renting out a property for combined commercial use and as a residential let – for example a shop with a rented flat above. We’ve also made sure that we’ll be able to give you a very competitive quote.

As one of the UK’s leading direct business insurance providers we have been able to offer our customers some fantastic savings. In fact, our customers save an average of 25% when they switch to Premierline Direct!*

We’ve already helped thousands of businesses save money on their insurance. In fact, we’re so confident we can save you money on your Commercial landlord insurance that as long as you have made no more than one claim in the last year, and the claim was for less than £5,000, we guarantee to beat your business insurance renewal premium**.

Our Standard Cover provides protection for

• Buildings – including fire, theft, vandalism and burst pipes
• Your legal rights – covers costs and expenses of certain legal actions that may arise, plus a 24 hour legal helpline
• Property Owners Liability - Provides £2m cover for sums you become legally liable to pay in respect of accidental injury to any person or accidental loss or damage to their property happening in connection with the properties insured.

Our Optional Extras include

• Accidental damage to your property by you or your tenants.
• Loss of rent following damage to the building or contents by an insured event
• Employers Liability – Provides cover of £10m for sums you become legally liable to pay as damages together with your legal costs and expenses relating to an injury to an employee for which you are found to be negligent.
• Subsidence – cover against subsidence, landslip and heave.
• Terrorism – additional protection against damage to your premises from acts of terrorism (subject to acceptance).
• Personal Accident for principals, directors and partners arising from any accident at any time.

Whether you manage a portfolio of properties, or just one, we will help you to tailor our insurance product to meet your needs. When you get a quote you’ll see how flexible our cover is.

If you rent your property out purely for residential purposes please see our Buy to Let insurance product.

Plus, all commercial landlord insurance customers receive FREE access to risk management support along with savings and discounts with companies like Esso, BT and NPower. Find out more about the benefits of our business insurance policy.