our policies

commercial van insurance

We provide great value commercial van insurance for business vehicles up to 3.5 tonnes. Whereas some insurers may limit you to having 3 or 4 vehicles on one policy, our policies will cover as many vehicles as you need, therefore making it easier for you to manage your insurance requirements.

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engineering insurance

Our engineering insurance is tailored to cover the assets, earnings and legal liabilities of precision engineers and metalworkers. Our standard policy provides cover for public and product liability, business interruption cover and cover for your trade contents, machinery, plant and stock. However, you can also include a number of optional extras such as cover for your buildings.

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hotel insurance

Our standard policy for hotels and guest houses provides employers' and public liability, contents cover and business interruption cover. You can also choose from a number of optional extras such as cover for your buildings.

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landlord insurance

Whether you rent out a single residential property, or manage a portfolio of commercial lets, our landlords insurance policy is the one for you. The standard policy provides cover for your buildings. However, depending on your requirements, you have the choice of including optional extras such as loss of rent and employers' liability.

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manufacturing insurance

Manufacturing risks tend to be more complex than standard commercial risks, and its therefore essential that you deal with an insurance provider who really understands your business sector. Our manufacturers insurance policy provides cover for public and product liability, business interruption cover and cover for your trade contents, machinery, plant and stock. You can also include a number of optional extras such as employer’s liability and cover for your buildings.

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motor trader insurance

Whether you are a car showroom or a repair workshop, our motor trade policy insures you against material damage, motor vehicle road risk and public and product liability. We also give you the choice of optional extras such as MOT loss of license and business interruption cover. And if you are an RMIF member, then our policy will give you some free additional features such as New for Old extended to vehicles less than 12 months old.

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office insurance

Our office insurance policy has been specially tailored to meet the needs of all types of office-based businesses, from accountants and solicitors to estate agents and architects. The standard policy provides employers' and public liability, contents cover and business interruption cover. We also give you the choice of a number of optional extras such as cover for your buildings or for computer breakdown.

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printing insurance

Our printers insurance is tailored to cover the assets, earnings and legal liabilities of all types of printers, from lithographic to silk screen. The standard policy includes cover for public and product liability, business interruption and cover for your trade contents, machinery, plant and stock. We also include a number of optional extras such as employer’s liability and cover for your buildings.

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pub & inn insurance

Our pub insurance policy includes employers' and public liability, business contents cover and cover for loss of liquor license. However, we know that every business has quite different insurance needs, so we also give you the choice of including a number of optional extras, such as buildings cover and theft by employees.

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restaurant insurance

Our restaurant insurance is tailored to cover the assets, earnings and legal liabilities of licensed restaurants. The policies include employers' and public liability, contents cover and business interruption cover with optional extras such as buildings cover or cover away from the premises.

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shop insurance

Whether you are a florist, bakery, toy shop or café, our retail insurance policy provides cover for a range of risks including employers' and public liability, contents cover and business interruption cover with the option to choose extra cover such as cover for your buildings, if required.

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surgery insurance

Premierline Direct’s surgery insurance policy is tailored to cover the assets, earning and legal liabilities of your business. Whether you are a clinic, dental surgery or physiotherapist, our policy insures you against a range of risks including employers' and public liability, and contents cover. Depending on your business' specific needs, you can also include optional extras such as cover for your buildings.

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tradesman insurance

We provide insurance policies for a broad range of trades. Whether you are a painter, plumber, tiler, electrician or plasterer, our tradesman’s insurance policy is tailored to cover the legal liabilities of your business and certain items of tools, plant and materials.

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wholesaling insurance

Whether you are a wholesaler of conservatories or contact lenses, our wholesalers insurance policy is tailored to cover your businesses assets, earnings and legal liabilities. The policy includes public and product liability, contents cover and business interruption cover with the option to add extras such as cover for your buildings, should you need it.

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