hotel insurance

Optional extras

For terms and conditions please see relevant policy document.

For an additional premium Premierline Direct can offer a range of optional extras to your Hotel and Guesthouse insurance policy. These include:-

• Buildings - Covers the cost of rebuilding your premises and has the option to include subsidence cover.

• Subsidence - This provides cover for damage to your premises as a result of subsidence, ground heave or landslip.

• Theft by employees - Provides cover against a direct loss as a result of fraud or dishonesty of employees relating to theft of money or contents up to the limit of £5,000 in any one policy period.

• All risks specified items - Provides cover throughout the UK and 30 days worldwide for any specified items used away from the premises.

• Computer breakdown - Provides cover for loss or damage caused by computer breakdown or failure up to the value specified by you. Cover also extends to include:

  • Loss or damage to computer records up to a limit of £5,000 in any one policy period.
  • Additional expenditure arising from the breakdown of computer equipment up to £10,000 in any one policy period.
  • Reinstatement of data up to £5,000 in any one policy period.

• Terrorism - Covers you against damage to your property from the effect of acts of terrorism up to the maximum sums insured of Section 1 - Contents and Section 5 - Buildings.

• Household Goods & Valuables - Covers:

  • Property belonging to you or your resident manager or any family member permanently residing at the hotel. Limit any one valuable £1,000
  • Property belonging to any employee. Limit any one residential employee £1,000. Limited any one non residential employee £500