buy to let insurance

Optional extras

You can also select a range of optional extras to add on to your Buy to Let insurance policy, for an additional premium:

• Theft and Malicious Damage by Tenants – cover to protect your property against theft or malicious damage by your tenants or their visitors.
• Accidental Damage by Tenants – cover to protect your property against accidental damage by your tenants or their visitors.
• Accidental Damage by Landlords – cover to protect your property against accidental damage by you.
• Loss of rent – covers loss of rental income following damage to the buildings or contents by any cause covered by the Property Damage section. Options of 12, 24, 36, 48 or 60 months indemnity period.
• Employers Liability – Provides cover of £10m for sums you become legally liable to pay as damages together with your legal costs and expenses relating to an injury to an employee for which you are found to be negligent.
• Subsidence – cover against damage to your premises due to subsidence, ground heave or landslip.
• Terrorism – additional protection against damage to your premises from acts of terrorism (subject to acceptance).
• Personal Accident – cover for principals, directors and partners aged no more than 65 years old that provides compensation arising from any accident at any time. Death or permanent total disablement £20,000 capital sum.