buy to let insurance

We, at Premierline Direct, fully understand the challenges of residential letting. That is why we have developed our Buy to Let insurance specifically tailored to meet your needs as a residential landlord. It is designed to be easy to buy, straight forward and fully comprehensive. We’ve also made sure that we’ll be able to give you a very competitive quote.

As one of the UK’s leading direct business insurance providers we have been able to offer our customers some fantastic savings. In fact, our customers save an average of 25% when they switch to Premierline Direct!*

We’ve already helped thousands of businesses save money on their insurance. In fact we’re so confident we can save you money on your Buy To Let insurance that as long as you have made no more than one claim in the last year, and the claim was for less than £5,000, we guarantee to beat your business insurance renewal premium**.

Our Standard Cover provides protection for

• Buildings – including fire, theft, vandalism and burst pipes
• Your legal rights – covers costs and expenses of certain legal actions that may arise, plus a 24 hour legal helpline
• Property Owners Liability – Provides £2m cover for sums you become legally liable to pay in respect of accidental injury to any person or accidental loss or damage to their property happening in connection with the properties insured.

Our Optional Extras include

• Loss of rent following damage to the building or contents by an insured event.
• Accidental damage to your property by you or your tenants
• Theft and Malicious Damage to your property by your tenants and their visitors
• Loss or damage to contents belonging to you
• Employers Liability – Provides cover of £10m for sums you become legally liable to pay as damages together with your legal costs and expenses relating to an injury to an employee for which you are found to be negligent.
• Subsidence – cover against subsidence, landslip and heave
• Terrorism – additional protection against damage to your premises from acts of terrorism (subject to acceptance).
• Personal Accident cover for principals, directors and partners arising from any accident at any time.

Whether you manage a portfolio of properties, or just one, we will help you to tailor our insurance product to meet your needs. When you get a quote you’ll see how flexible our cover is.

If you rent your property out for commercial purposes please see our Commercial Landlord insurance product.