Whether you need employer's or public liability. Premierline Direct can provide cover to suit your needs.
Get a quote for our contractors liability policy or click here to find the right product for your business.
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As the first direct business insurance provider,
Premierline Direct helped transform the way liability insurance was
bought
Getting you a better deal - find out how Premierline Direct can offer great savings on your business insurance
Our polices are primarily underwritten by Allianz Insurance plc, on of the UK's largest insurers
All our customers have access to an exclusive online risk-management website - giving you a whole range of tools to help you plan and manage your business
Because great service counts, you'll find Premierline Direct easy to deal with whether online, over the phone or an on-site visit from one of our specialist business insurance consultants, whatever suits you best
And if you need to make a claim, we're right there for you 24/7, ready to get your business back on the road. Fast!
Our Contractors insurance policy provides the following cover as standard:
This cover is not applicable if the Contract Works option is selected.
Covers loss or damage as follows dependent on option selected:
| Cover - any one loss | Selection A | Selection B |
|---|---|---|
| Maximum contract price any one loss | £100,000 | £250,000 |
| Own plant and tools sum insured | £10,000 | £20,000 |
| Temporary buildings sum insured | £2,500 | £5,000 |
| Plant and temporary buildings on hire sum insured | £50,000 | £50,000 |
| Employees tools & personal effects sum insured | £1,500 | £2,000 |
| Single article limit | £300 | £300 |
Commercial legal expenses is an optional cover underwritten by DAS Legal Expenses Insurance Company Limited, designed to cover your legal expenses in certain circumstances. Cover applies under the following 6 headings:
Cover limit £100,000 any one claim; maximum limit of £1m in any one period of insurance for Employment Compensation Awards.
Significant Exclusions or Limitations for Commercial Legal Expenses:
Employment disputes and compensation awards
Legal defence
Contract disputes
Property protection and bodily injury
Statutory Licence Protection
These are some of the Exclusions that apply to the policy. There are also further provisions and general conditions and exclusions. Details of these can be found in the policy document. Other additional terms and conditions may be applied in certain cases.
Public Liability
Employer's Liability
Tools
Contract Works
Personal Accident
Work involving specified hazardous locations or activities is excluded - see Policy Exclusion 6.
Excesses:
Excesses apply to certain types of claim.