
The need for firms to have business insurance in case the worst should happen has been highlighted by one writer.
In a piece for Electro Articles, Patty Gale points out that while those with their own business may be concentrating on marketing their products and services, consideration should also be lent to what they would do in the event of an emergency.
She notes the devastating impact that a natural disaster such as a fire or hurricane can have on a firm, while the fact companies can fall foul of robbery or computer crashes could also highlight the need for business insurance.
"Nobody likes to think about what would happen if those accomplishments were suddenly pulled out from under you, yet unfortunately it does happen," she states.
And considering the amount of money, time and effort required to set up a business, Ms Gale claims "it only makes sense to make sure it is protected and can survive an emergency".
Firms may want to look into getting business insurance after the Edinburgh Evening News recently reported a young person's centre run by Scottish charity Wester Hailes Befrienders had been damaged by fire for the second time in a fortnight.