VAN INSURANCE

Let us take care of your commercial van insurance needs. We offer a great policy, tailored to your needs - which all adds up to total peace of mind

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  • You could save an average of £124* on your renewal quote.
  • UK-based experts who really understand your van insurance priorities.
  • No form filling - get an insurance quote online or over the phone.
  • A choice of flexible small van insurance payment options.

Looking for commercial vehicle insurance? We take care of business and keep you on the road

Let Premierline Direct offer you great cover, plus a competitive price - commercial van insurance that gives you peace of mind

  • We know that running a business is hard work and you want to save as much time as possible on necessary chores so that you can concentrate on maximising your income. That's why at Premierline Direct, we make arranging your commercial van insurance quick and simple.  Our aim is to let you sleep easy in the knowledge that you have the right cover for your commercial needs - at a great price.  It is however important to remember that the cheapest van insurance policy may not give you the right level of cover.  We're here to help meet your requirements.

Our policies are designed to meet the needs of commercial van owners. But we know that no two businesses are the same and we believe you should only pay for the cover you actually need

  • We provide policies for commercial vehicles up to 3.5 tonnes gross weight.  Keep in mind that cheaper van insurance in the UK isn't always better.  We provide three types of cover to select from, according to your individual needs - comprehensive, third party fire and theft or third party cover only.  And, unlike many insurers, who limit the number of vehicles on one policy to three or four, we cover up to 15 vehicles on one policy; and if you have more we may still be able to cover you - just give us a call to see. How's that for making life easier? We even provide a 24/7 legal helpline for all our customers. Help that's on hand when you most need it.

Getting you a better deal - find out how Premierline Direct can offer great savings on your van insurance premiums

  • At Premierline Direct we always aim to find you a great price. That's why our customers have saved an average £124*  on their current insurer's renewal quote. And because we appreciate just how important cash flow is to your business, we offer a choice of flexible payment options. Find out more by getting a van insurance quote today. You've nothing to lose, but lots to gain

Our policies are primarily underwritten by Allianz Insurance plc, one of the UK's largest insurers

  • Everyone is looking for high quality, low cost van insurance quote, and over 30,000 businesses have chosen Premierline Direct for their business insurance. And the number is growing fast.  From sandwich bars, restaurants and corner shops to pubs, and all kinds of tradesmen if you use a van for your business, Premierline Direct can help with your van insurance. Our policies are primarily underwritten by Allianz Insurance plc, part of the global Allianz group, so we can give you the peace of mind that comes from being insured by one of the UK's largest insurers.

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We give our customers far more than just van insurance

Because great service counts, you'll find Premierline Direct easy to deal with whether you apply for your van insurance online or over the phone - whatever suits you best

  • Like all good businesses, we understand the importance of listening to our customers. That's why we asked you exactly what kind of website and what kind of service you wanted and expected from us. And we've responded with a brand new, user-friendly site offering easy navigation to information on all our products. Our highly trained team of UK-based commercial vehicle insurance experts understand your business insurance priorities and you'll find them helpful, efficient and ready to give you a residential landlord insurance quote over the phone. There are no forms to fill in, and we will get your documentation to you quickly. 

And if you need to claim, we're right there for you 24/7, ready to get your van back on the road. Fast!

  • We know how devastating an insurance claim can be.  So, if things go wrong and you need to claim, we'll act fast to get you back on the road with minimal fuss or delay.  Day or night, our 24/7 claims line will provide you with support when you most need it.  Our commitment is to settle claims fairly and efficiently.  Find out what we can do for you - call us now for a commercial van insurance policy quote.  We focus on quality, because cheap commercial vehicle insurance could leave you coming up short when you really need it.

And, Premierline Direct insurance customers get excusive access to a wide range of discounts, all aimed at cutting your business running costs

  • As a Premierline Direct customer you can take advantage of a wide range exclusive offers from big-brand names in office supplies, business and leisure travel, IT services and many others - companies like Apple, Esso, Hewlett Packard, Viking Direct, Sharp and Purple Parking.  Call us to find out more.

All our customers have access to an exclusive, online risk-management website - giving you a whole range of tools to help plan and manage your business

  • Our unique, risk-management website, Risk Director, is an interactive, one-stop-shop for risk management and support, giving impartial guidance on risk assessment, training and development.  Also available through the website are discounts from preferred suppliers and access to our free health, safety and environmental helpline.

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Standard Cover

Our commercial van policy is designed to cover your vehicles and the legal liabilities arising from them.It is designed for vans up to 3.5 tons gross vehicle weight. You can choose from three types of cover, comprehensive, third party fire & theft and third party only, which are summarised below:

Third Party Only

  • Legal liabilities to third parties provides cover for the sums detailed below which you become legally liable to pay resulting from any accident involving your vehicle, or whilst loading or unloading your vehicle:
    • £20,000,000 where the insured vehicle is a car or a car with trailer/caravan attached
    • £5,000,000 for any other insured vehicle
  • Our policy provides cover for claims made against you by other parties including accidental death or bodily injury for an unlimited sum and accidental damage to property subject to certain limits.

Third Party, Fire and Theft

In addition to the cover provided above, you are also covered for:

  • Cover against loss or damage to your vehicle by fire or theft
  • Cover for loss or damage to audio, communication, navigational or in-car entertainment equipment up to £500, unless it is standard equipment for the insured vehicle when built, when the loss comes as a result of fire or theft.

Comprehensive

In addition to the cover provided above, you are also covered for:

  • Cover for loss or damage to audio, communication, navigational or in-car entertainment equipment up to £750, unless it is standard equipment for the insured vehicle when built.
  • Cover against breakage of glass in vehicle's windscreen or other windows without affecting your No Claims Discount
  • Medical expenses. We will pay for necessary medical treatment after an accident up to £100 for each person, with a maximum of £500 in total for claims arising out of any one cause.
  • Personal belongings. Personal effects in your vehicle are covered up to a total of £100 for any one claim.

Automatic Extensions of Cover

Our commercial van insurance policy covers the following for either Comprehensive or Third Party, Fire and Theft

  • Free Courtesy Vehicle - (subject to availability and terms & conditions) when you use one of our Approved Repairers following an insured incident. N.B. A courtesy vehicle will not be provided where your van is either stolen (and unrecovered) or written off
  • Foreign Use - provided notice of an intended foreign visit has been given to us, your policy will apply whilst your vehicle is being used temporarily in the EU and certain other non EU countries

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Optional extras

The following are optional and can only be included if you have specifically selected them in association with either Comprehensive or Third Party, Fire and Theft cover:

  • Protecting your No Claims Discount - Protected NCD can be purchased at 1 years entitlement upwards and remains in force according to the current applicable scale - see policy for full details.
  • Legal Protection - this will take care of costs incurred through legal proceedings to recover uninsured losses or damages and compensation following an accident

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Exclusions & limitations

These are some of the exclusions that apply to the policy as well as general conditions and exclusions.  Details of these can be found in the policy document.  Other additional terms and conditions may apply in certain cases.  Excesses apply to certain types of claims:

  • Claims for your liability for loss of or damage to property occurring whilst you are carrying hazardous goods are limited to £1,000,000. For a full list please refer to the policy document.
  • Loss or damage arising from theft or attempted theft if:
    • the ignition key or other removable ignition device has been left in or on the Insured Vehicle

We will not insure you for claims whilst any vehicle insured by this policy is being:

  • Used for any purpose that the Certificate of Motor Insurance does not allow
  • Driven by someone not allowed to drive by the Certificate of Motor Insurance
  • Driven by anyone not holding a licence to drive the Vehicle or being disqualified from having such a licence (see General Exceptions 1 for terms and conditions)
  • We will not provide cover if the vehicle is used airside (see Exclusions to Section A - 8 of the policy document.)

Courtesy Vehicle - A courtesy vehicle will not be provided where your vehicle is either stolen (and not recovered) or written off.

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